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Vision

DH Group 2029 Vision and Strategy

To become the European leader of consumer finance and real estate brokerage.

Looking ahead, DH Group plans to triple core EBITDA by 2029, with revenues growing from EUR 100 million in 2024 to EUR 198 million in 2029, and core EBITDA rising from EUR 12 million to EUR 33 million. Recovering real estate and loan markets as well as AI and energy efficiency trends represent an environment greatly supporting our long-term plan.

2-4
New European markets by 2029
3-5
New strategic acquisitions by 2029
198M euro
2029 revenue
40M euro
2029 core EBITDA
2024 to 2029 diagram.
Supported by our 5-year strategy, EBITDA is expected to triple by 2029, fueled by M&A and organic growth.
Strategy

Key Pillars of Strategic Growth

 

 

1. Focus on core business activities that generate strong cash-flow will fuel our international expansion and ensure continuous dividends to our investors.

2. International M&A will contribute to future growth while further diversifying our operations providing access to additional know-how and technological advancements.

3. Utilizing synergies will help us grow our existing companies while becoming more efficient and therefore more profitable.

4. Network expansion and continuous innovation in our existing operations as well as introduction of new businesses will create a solid base for further growth.

DH Group strategy pillars figure.

Core businesses with strong cash-flow

We focus on core business activities that generate cash and on reinforcing the underlying factors.

The key objective is to further strengthen the cooperation between our financial and real estate intermediation activities, in a flexible combination tailored for the local market needs.

International expansion

We acquire companies in Europe with growth and market potential to further diversify our operations and gain access to additional know-how and technological advancements.

In the next 5 years we plan to do 3-5 acquisitions with the use of internal funds as well as external acquisition financing.

1/3 of 2029 EBITDA will be generated from new acquisitions in the coming years.

Synergies

We drive our international growth strategy with the goal of achieving synergies across countries:

(I) sharing best practices,

(2) improving relationships with banking and insurance groups,

(3) engaging in new partnerships and

(4) leveraging on in-house IT expertise for economies of scale.

Network expansion & innovation

In each market we grow through:

(I) innovation (both in existing operations and through new business models) and

(II) increasing network size, building on our strength of developing and managing large-scale networks.